Cutting-edge technology and multiple services
PayOh, through the API, offers cutting-edge technology in the field of online payments proposing many complementary services in terms of management and regulation.
- Payment by card or bank transfer
- Management of descriptors
- Management of bank card acceptance contracts
- Pre-authorization of the card for subsequent payments
- Payments with subscription
- Chargeback management
- Refund management
- Bank transfers grouped outbound to Europe
- SEPA SDD, SCT
Full account management and infinite wallet creation.
Secure funds raised in a restricted account.
Work in complete compliance with European regulation.
Dozens of checkpoints at various levels to secure your business.
Better card acceptance rate through a filter that is appropriate for your business risk.
Customized functions: turnover supervision, management control and sales.
Thanks to a universal PayOh API it's on smartphones, desktops and tablets.
View the set of transactions at any time. Order, export and print reports.
Unlimited Wallet creation
With the solutions offered by PayOh, you have no limits when creating wallets
for a project of a company being created, for a mobile payment account ,
to manage your affiliates and your crowdfunding platform.
The wallets will be assigned to a holder, natural or legal person: real "Payment Accounts" as required by the legislation of the Monetary and Financial Code.
Numerous payment methods
The generation of the "New Economy" is European and your offer must be varied! Because each of us has a preferred payment method and each country has different payment habits: iDeal in the Netherlands, credit cards and checks in France. Visa and MasterCard in the world. Without forgetting MyBank or Paylib. The Direct Debit in the United Kingdom. With PayOh you can accept all the most used payment methods all over Europe !
You can trust! 9 years of research and development at your service and great experience in complex payments.
PayOh is engaged in the fight against theft of bank cards or "carding", identity theft for criminal or false identity, theft of credit card numbers, false transactions of eCommerce in your marketplace. With PayOh you are safe and you will not have any bad surprises!
Threshold and limit settings
Reduce risk: this is the basis of protection. With PayOh you can be sure.
Payment 3DS. Identification of fraud schemes. Reduce your risk with PayOh!
Filter by country
If a country is at risk it does not mean that all payments from this country they must be rejected. With PayOh you reach more countries in absolute safety.
The most advanced system in the payment industry for marketplaces in Europe: IP, e-mail, first and last names, VPN, IBAN.
Easy integration through the PHP, Node.JS, Ruby and Python libraries that can be downloaded from the GitHub
I nostri Plugin
Enhance your customer base, streamline data collection on your site thanks to the Upload functions of documents connected to a Wallet.
Upload of documents
You can upload more than twenty types of documents. You can also download receipts and contracts.
Individuals, companies, associations, agencies, institutions. Everything is possible with PayOh!
Verification of documents
Our technology and our attentive eyes are at your service! We can detect unreadable and fake documents!
An accredited payment institute
Payoh! helps you meet your commitments: do you need to deposit your funds,
to collect money on behalf of third parties before redistributing it to beneficiaries?
Let your "obligation" become a valuable asset for your business by helping you
through our payment experience since 2007 and our accreditation as a payment institution.
Collecting information about your customers is the best way to increase the value of your business.
Understanding payment behaviors by relating them to the business logic. You will be able to measure the level of risk, identify dubious operations and structure your operations in complete safety.
Control tools at your service
In a world where contact takes place at a distance, you can consult information about customers in full compliance with the laws on the protection of personal data.
Controls to protect your business based on filters on cards, Countries, IP, e-mail, name and surname, thresholds tailored to your business.
Thanks to the "Sandbox" test, you can consult a risk analysis, thresholds and procedures appropriate to the regulation in force.
In PayOh we choose ad hoc filters and protection thresholds suited to your business, defined within the test phase, thanks to an advanced regulation of the variables of our algorithms. We analyze case by case by identifying an unusual amount, an additional risk factor (country, bank card, prepaid card, anonymous e-mail, VPN). We use a global blacklist and our reliable historical data.