The payment method for marketplace and crowdfunding

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Cutting-edge technology and multiple services

PayOh, through the API, offers cutting-edge technology in the field of online payments proposing many complementary services in terms of management and regulation.

  • Payment by card or bank transfer
  • Management of descriptors
  • Management of bank card acceptance contracts
  • Pre-authorization of the card for subsequent payments
  • Payments with subscription
  • Chargeback management
  • Refund management
  • Bank transfers grouped outbound to Europe
  • SEPA SDD, SCT
Account

Account

Full account management and infinite wallet creation.

Deposit

Deposit

Secure funds raised in a restricted account.

Regulation

Regulation

Work in complete compliance with European regulation.

Controls

Controls

Dozens of checkpoints at various levels to secure your business.

Cash flows

Cash flows

Better card acceptance rate through a filter that is appropriate for your business risk.

Users

Users

Customized functions: turnover supervision, management control and sales.

Operation

Operation

Thanks to a universal PayOh API it's on smartphones, desktops and tablets.

Accounting

Accounting

View the set of transactions at any time. Order, export and print reports.

Unlimited Wallet creation

With the solutions offered by PayOh, you have no limits when creating wallets for a project of a company being created, for a mobile payment account , to manage your affiliates and your crowdfunding platform.

The wallets will be assigned to a holder, natural or legal person: real "Payment Accounts" as required by the legislation of the Monetary and Financial Code.

Creazione Wallet

Numerous payment methods

The generation of the "New Economy" is European and your offer must be varied! Because each of us has a preferred payment method and each country has different payment habits: iDeal in the Netherlands, credit cards and checks in France. Visa and MasterCard in the world. Without forgetting MyBank or Paylib. The Direct Debit in the United Kingdom. With PayOh you can accept all the most used payment methods all over Europe !

Mastercard
Visa
iDEal
Maestro
Sepa
Sofort
Paylib

Security features

You can trust! 9 years of research and development at your service and great experience in complex payments.

PayOh is engaged in the fight against theft of bank cards or "carding", identity theft for criminal or false identity, theft of credit card numbers, false transactions of eCommerce in your marketplace. With PayOh you are safe and you will not have any bad surprises!

Threshold and limit settings

Threshold and limit settings

Reduce risk: this is the basis of protection. With PayOh you can be sure.

Payment block

Payment block

Payment 3DS. Identification of fraud schemes. Reduce your risk with PayOh!

Filter by country

Filter by country

If a country is at risk it does not mean that all payments from this country they must be rejected. With PayOh you reach more countries in absolute safety.

Black list

Black list

The most advanced system in the payment industry for marketplaces in Europe: IP, e-mail, first and last names, VPN, IBAN.

Easy integration with our libraries

Easy integration through the PHP, Node.JS, Ruby and Python libraries that can be downloaded from the GitHub

Magento
FastPay
Wordpress
Presta-shop
Wordpress
Presta-shop

I nostri Plugin

Magento
FastPay
Wordpress
Presta-shop
Documentation management

Enhance your customer base, streamline data collection on your site thanks to the Upload functions of documents connected to a Wallet.

Upload of documents

Upload of documents

You can upload more than twenty types of documents. You can also download receipts and contracts.

Users management

Users management

Individuals, companies, associations, agencies, institutions. Everything is possible with PayOh!

Verification of documents

Verification of documents

Our technology and our attentive eyes are at your service! We can detect unreadable and fake documents!

An accredited payment institute

Payoh! helps you meet your commitments: do you need to deposit your funds, to collect money on behalf of third parties before redistributing it to beneficiaries? Let your "obligation" become a valuable asset for your business by helping you through our payment experience since 2007 and our accreditation as a payment institution. Collecting information about your customers is the best way to increase the value of your business.

Understanding payment behaviors by relating them to the business logic. You will be able to measure the level of risk, identify dubious operations and structure your operations in complete safety.

Control tools at your service
Customer file

Customer file

In a world where contact takes place at a distance, you can consult information about customers in full compliance with the laws on the protection of personal data.

Real-time monitoring

Real-time monitoring

Controls to protect your business based on filters on cards, Countries, IP, e-mail, name and surname, thresholds tailored to your business.

User supervision

User supervision

Thanks to the "Sandbox" test, you can consult a risk analysis, thresholds and procedures appropriate to the regulation in force.

We fight frauds with our tools and our technology

In PayOh we choose ad hoc filters and protection thresholds suited to your business, defined within the test phase, thanks to an advanced regulation of the variables of our algorithms. We analyze case by case by identifying an unusual amount, an additional risk factor (country, bank card, prepaid card, anonymous e-mail, VPN). We use a global blacklist and our reliable historical data.

Kyc included

Kyc included

Fraud reduction

Fraud reduction

Growth of your turnover

Growth of your turnover

Powerful analysis tools

Powerful analysis tools